How Can I Protect My Business from a Flood?

3/20/2020 (Permalink)

Make sure that all of your important computer data is backed up

How Can I Protect My Business from a Flood?

If your business is in a flood-prone area, you have every reason to prepare for the inevitable. Flooding can happen quickly during heavy rain. You can begin making long-term preparations today. Then, when you hear that there’s a flood warning, you can make more immediate preparations. Reduce flood damage as much as possible by following these steps:

1. Protect Valuables
Move any valuable items or electronic equipment to an elevated location. Unplug electronics to avoid electrocution.

2. Protect Important Documents
Keep all important documents in a waterproof location. For more security, scan the documents to make digital copies, then back them up.

3. Backup Computer Data
Make sure that all of your important computer data is backed up in case your computer equipment is damaged. Saving to the cloud is ideal since it’s stored in a secure location. You can also backup to an external hard drive to be kept in a waterproof location.

4. Clean Gutters and Drains
Keep your gutters and storm drains maintained. Doing this can potentially keep your building from flooding or will make the damage less severe if it does.

5. Review Your Insurance Policy
If you’re in a flood-prone area, make sure that you have flood insurance and that your business insurance has the proper amount of coverage. Ask your agent about business interruption coverage to cover lost business revenue and employee salaries should a disaster occur.

6. Stock Emergency Supplies
Keep a well-stocked first-aid kit for any type of emergency. Also, keep a battery-powered radio, plenty of drinking water and non-perishable food, flashlights, blankets, sandbags, and a wet/dry vacuum.

7. Create an Emergency Contact List
Make emergency contact information easily accessible to you and your employees. Include family of employees, your business associates, your insurance agent, and remediation professionals.
It’s important to prepare for potential flooding well before a water incursion occurs at your Weldon Spring, MO, building. However, some flood damage can be unavoidable. Whether your building has suffered a flood of black water or secondary damage such as mold, remediation professionals can return your building to its preloss condition.